by SKU
Published: Dec 18, 2017 | Updated: Nov 8, 2022 |
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Although most small business contractors are aware that disputes with a homeowner can result in frustration, annoyance, and nonpayment, many contractors are unaware that they can file a lien against the homeowner's property. Such a lien, called a mechanic's lien in New York (a garagemans lien is for mechanics), can make it hard or impossible for a homeowner to sell the property while the lien is in place and may even enable the contractor to institute a foreclosure proceeding against the homeowner.
A mechanic's lien must be filed within eight (8) months from the last date labor or materials were provided; four (4) months if the property is a single family home.
If a subcontractor files a mechanic's lien against the homeowner and the general contractor had been paid, the homeowner will have a defense against the mechanics lien. The solution is for the subcontractor to file a mechanic's lien while doing the work or as soon as a problem is detected.
The improvements must be permanent in nature. A mechanic's lien will not attach where materials are supplied for a temporary improvement.
A New York mechanic's lien is effective for one year from the date of filing, unless an action is commenced during that period to perfect the lien.
Attorney Fee: $500.00 (does not include the cost of perfecting the lien.)
Costs: Filing Fee:$15.00
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